Great villa rental options for this year’s family holiday

Even in a difficult financial climate, the last thing many families want to cut back on is their annual holiday together. Escaping the daily grind of work, household chores and the school run, and enjoying some quality time with the kids, is something we all look forward to for months in advance.

Budgets are tight for many families at the moment, so instead of staying at a hotel, perhaps consider renting a villa instead to cut down on costs. And it doesn’t only make good sense financially – renting a villa offers many other advantages too. You’ll rarely find that amount of space or privacy to do your own thing in a hotel, and just try asking the chef if he’ll let you borrow his pots and pans one evening to knock up sausage, beans and chips for homesick children! Many villas also offer laundry facilities, and parking for your hire car too. For me, the biggest benefit of villa rentals is the flexibility – whatever your requirements in size, location, facilities such as pool or garden, or pet policy, you can find somewhere suitable.

Here’s a quick rundown of some popular spots for family holidays on a budget, and why you should think about renting a villa while you’re there.

Florida

Ok, it’s a long-haul flight, so not the cheapest destination, but a trip to Florida, specifically Orlando, to meet Mickey and pals, is one of those once-in-a-lifetime experiences that the kids will never forget. You can make savings by visiting off-peak and booking early as possible, and looking for deals on park-entry packages. There are more villas to be found in Florida than you can shake a stick at. Modern facilities, easy access to the parks, golf courses and beaches, and at the moment there are some fantastic deals to be had.

villa-romiGreece

The Greek tourism industry is rapidly diversifying at the moment as it struggles to deal with the country’s economic problems. There are loads of eco- and agri-tourism enterprises both on the mainland and offshore, manufacturing and selling products such as olive oil, feta cheese and wine. Picture yourselves touring the farms and sampling the produce, before knocking up a scrumptious salad back at your villa and enjoying lunch in a sunny garden.

Austria

Family ski trips needn’t cost the earth. It’s worthwhile pairing up with one or more other families, renting a large villa and sharing the cost. Budget flights, self-catering, borrowed clothing and traveling during less-popular dates all help reduce the expenditure. And it doesn’t have to be Austria, there are alternatives throughout Europe: France, Italy, Bulgaria, Spain… As a professional tip, be sure and arrange a rota for using the hot-tub every evening!

France

Staying in a villa is one of the best ways to explore France. After a quick hop over on the ferry or through the tunnel, you can use it as your base to visit beautiful chateaus, do some wine-tasting, or browse for local delicacies and offbeat souvenirs in a local market. If you’re going during the summer months, try renting one with a garden and pool so you can have family swimming parties or barbecues in the afternoon.

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Steps with Balance Rewards at Walgreens

Have you checked out the Steps with Balance Rewards program at Walgreens?

Steps with Balance Rewards at Walgreens

I am a member of the Collective Bias®  Social Fabric® Community.  This shop has been compensated as part of a social shopper insights study for Collective Bias®  and Walgreens #cbias #SocialFabric

What were the easiest ways for you to earn points? What took a little more effort on your part? How do you reward yourself when you meet your goals? How is Steps with Balance Rewards helping you achieve your goals? Share with your readers how you sign up for Step with Balance Rewards and how you earn your points.   #BalanceRewards #CBias Check out the full shop in the Google + album

The easiest way to earn points was sync my FitBit with the Steps with Balance Rewards. It updates my steps for me and I honestly just have to remember to wear my FitBit which is its own daily challenge. I also earned points by entering my weight daily. The daily update is something that became more routine the more I did it but I still didn’t forget.

I decided to check out some healthy living options at Walgreens when I went shopping with Little Man. He was very excited to help pick out juice. I picked out my favorite White Grape Juice and he picked out Apple Juice.

Walgreens Balance Rewards Juice Deal

 

The signs around the store give great reminders on how to earn points. Beth has generally redeemed points when we hit 5,000 points but I think we will try to save them up based on this sign!

 

 

Walgreens Redeem Balance Rewards Details

Shopping with a three year old can make for an interesting trip. We focused on juice and healthy drinks. The cereal is a great option to get whole grains in our kids diets even it is the flavors we pick more than the ones that we pick. As for the dinosaurs, little man was sad he was missing a baby T-Rex so he was excited to find this package of little dinosaurs.

Walgreens Purchase on Steps Shopping Trip

 

How are we doing in points? We added 2,000 points for buying the juice this trip!

 

 

 

 

My Balance Rewards Activity

 

The Steps with Balance Rewards is adding to our Balance Rewards. Since I am already using the FitBit, it is great to earn the extra Balance Rewards points. Plus as I keep track of my weight, I now have a record of where I am on my mission to lose a few more pounds this summer.

 

 

My Steps Dashboard

 

Do you have a FitBit to sync with Steps with Balance Rewards? What would the Steps with Balance Rewards help you do? Sign up and check out the dashboard for all of the options you have to participate in this program!

You can find Walgreens information on their webpage, their Twitter account, and Facebook page!

Check out the Aisle Share FUN page for more information. Not signed up yet? Don’t fret! Check out the Walgreens Steps With Walgreens Balance Rewards page.

Have you signed up the Steps with Balance Rewards at Walgreens yet? How far do you think you walk each day? Leave us a comment and let us know!

Walmart Steak Grill-Off! #steakover

We hosted an exciting family  mini grill-off while trying the new Walmart USDA Choice Premium Beef steaks earlier this week. In my family, steaks are marinated. Mom often uses a store bought marinated and dad  is the grill master. Here at our house, Brian is all about the rubs.

So we decided to test the kids and see what they thought of marinated versus rub steaks.

I went with the Lawry’s Steak and Chop marinade for my steaks. My steaks soaked up the marinade for a couple of hours. Brian made a Merken Rub for his steaks. Brian just needed a few minutes to put the rub on his steaks before they went on the grill.

Walmart Steak-1-SB

The Walmart USDA Choice Premium Beef steaks cooked up beautifully on the grill. What do you think?

Walmart-steak-Collage-SB

I pulled out the cheese labels and labeled the steaks for the taste test. Sophie was cute and asked me if I had the rest of the alphabet. The kids are used to just eating what is prepared for dinner so the concept of picking a favorite was a bit confusing for them. They wanted to know who’s steak was who’s before the picked but we finally got answers out of them before we shared.

Walmart Steak-4-SB

The winner was steak B … Brian’s Merken Rub steaks. Matthew quickly changed his mind when he realized he picked daddy’s steak over mommy’s. Hey, I take what I can get!

How do you prepare steaks at your house? We would love to hear your ideas as we get ready to hit summer grilling season!

Are you ready to experience Walmart’s Steak-Over for yourself? Find out why you should choose your steaks at Walmart here. We shared our winning grilling tip – now tell us yours!

This is a sponsored conversation written by me on behalf of Walmart. The opinions and text are all mine.

HUGGIES® Little Movers Slip-On® Diaper Pants

We are excited to work with a local reviewer on this sponsored campaign for HUGGIES® Little Movers Slip-On® Diaper Pants!

Our family is a HUGGIES family. When I buy diapers for friends or baby showers, they are HUGGIES for sure. We have local friends that have a new addition of twins to their family. Oh they also have 5 year old and 1.5 year old. Their little man is on the move … just as the babies showed up. We knew their busy momma needed all the help she could get now changing three diapered kids. The HUGGIES® Little Movers Slip-On® Diaper Pants seemed like the perfect for her.

Two huge boxes of these diapers arrived at our door. They were excitingly delivered with a Sunday dinner meal to a happy momma!

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So what did this busy mom think of these new diapers?

I love how easy it is to just slip them on his wiggly hiney! But … one of our little man’s latest escapades is stripping off his clothes. He can get out of just about anything right now, except overalls, which he’s figuring out. Oy! So these diapers are like pants or shorts to him and I caught him pulling it down yesterday, pretty easily. oops! I will say that they hold more than I thought they would!

Reviewer (Mom of 4!)

VLUU L200  / Samsung L200Isn’t he a cutie on the move? 

VLUU L200  / Samsung L200

 

What makes the HUGGIES® Little Movers Slip-On® Diaper Pants special?

  • Easy open sides and grip tabs make removal and rolling up the diaper for disposal simple and easy.

  • HUGGIES® Little Movers Slip-On® Diaper Pants come pre-fastened and require no adjustments for a quick and easy diaper changes. 

  • The diaper has trusted Leak Lock® Protection. The protection and security you both need between changes. The diaper absorbs-away layers and long-lasting core lock in wetness and keep baby dry. 

My only comment is that I wish they had these in a size six diaper. These came on the market when our Matthew was a size six. They would have been great since he was so active. Then again he is the only kiddo I know that made it to that diaper size.

We are excited to share that you can save $2 on any one package of HUGGIES® Little Movers Slip-On® Diaper Pants. Share it with three friends and the coupon value increases to $2.50!

What do you think about HUGGIES® Little Movers Slip-On® Diaper Pants? Would they be a fit for your family with a standing and active little one still in diapers? Leave us a comment and let us know!

NOTE: I participated in a campaign on behalf of Mom Central Consulting for HUGGIES. I received product samples to facilitate my review. All opinions are my own.

 

Meatless Monday: Vegetarian Charquican

On my recent trip to Chile, I was on the lookout for traditional dishes that I could bring back home to share with my family and with yours.  One dish that really stood out as something that my family would love to eat was a simple peasant dish called charquican.  Charquican is, traditionally, a Chilean beef stew.  It was originally made with beef jerky, or charqui.  As I understand it, most people just use stew beef.  Typically, people will mash up potatoes and winter squashes and add whatever veggies they have hanging around.  It really seems to be a “clean out the fridge” kind of dish.  That’s right up our alley!

Charquican-1

The version that I had during my trip was a little more dressed up.  With a red pearl onion pickled in a red wine sauce, drizzled in a butter sauce, and topped with a nice piece of salmon, the restaurant version of charquican was really something special.  However, the homeyness of the base really shone through for me.  Since it was served as a side dish, there was no beef.  This struck me as a great opportunity for a Meatless Monday!  As such, one of my first recipe attempts after coming back from Chile was to make this meatless version of charquican.  I hope you enjoy!

Charquican-2

Vegetarian Charquican

In order to make this side dish into a filling, and satisfying, main meal, I added mushrooms and topped the whole thing with a poached egg.  The meatiness of the mushrooms and the velvety egg yolk combine to really bring this whole thing together.  I’m a big eater and one serving was all I needed to leave the table happy.

Ingredients

5 large red potatoes, cut into half-inch cubes
3 Tbsp. olive oil
1 medium onion, diced
8 oz. mushrooms, sliced
2 cloves garlic, minced
3 sprigs thyme
1 tsp. paprika
1-12 oz bag frozen mixed veggies
1-15 oz can pumpkin
1/2 cup white wine
salt and pepper, to taste
2 tsp. merken (optional)
8 eggs

Directions

1.  Place the potatoes into a medium-pot, cover with water, salt well, and bring to a boil.  Boil until potatoes are tender.  Drain and set aside.

2.  Heat the oil in a large skillet over medium-high heat.  Add the onion and mushrooms.  Season with salt and pepper and allow to cook until beginning to brown, about 3-5 minutes.  Add garlic, thyme, and paprika.  Cook another 2-3 minutes.

3.  Add mixed veggies and potatoes.  Stir to combine.  Season with salt, pepper, and merken, if using.  Allow to cook until the mixed veggies are warmed through.  Add pumpkin and wine.  Stir until thoroughly combined.  The mixture should have a creamy texture holding the potatoes and vegetables together.  If the mixture is too tight, add another splash of wine or water until you reach the desired consistency.  Cover and put over a low heat to stay warm.

4.  Fill a wide saucepan with water and allow to come to a simmer.  Crack eggs into individual bowls and pour into the water.  Turn off the heat and cover.  Let stand for about 4 minutes.  Remove to a paper towel to drain.

5.  Scoop the charquican onto a plate.  Top with one of the poached eggs.  Serve and enjoy!

Do you think that you could tell the difference between my dish and the one served at the restaurant?  What would you change to have this fit your family?  Would you like to see more of these dishes from Chile?  Leave us a comment and let us know!

Safe Travels with Visa Prepaid Cards

What’s in my wallet when I travel?  Photo ID?  Check.  Cash and local currency?  Check.  Visa Prepaid card?  Check.

Clean out Your Wallet

visaWhen I travel, I’m pretty paranoid about  someone taking my wallet.  I mean, seriously, my library card is not helping me if I’m nowhere near my library.  That goes doubly so when I’m leaving the country.  At least, when I’m state-side, I can speak the language, call an 800 number and get things taken care of.  When I’m in another country, what numbers can I even call?  Does my cell phone have an international plan?  Who do I turn to for help?

That’s why I leave so many of my cards at home.  A couple of weeks ago, before I took off for Chile, I was busy emptying out my wallet and getting my finances in order for the trip.  I like to make sure to have cash on any trip.  It’s easier to exchange at most places and many shops even take American cash.  I try to separate it out into several different places, whether it be carry-on, luggage, or on my person.  This way, if someone grabs my wallet, I am not  completely without means.  I also like to have some local currency on me for obvious reasons.

Preparing for Emergencies

Still, I only like to keep so much cash in any currency on my person.  For emergencies, hotel bills, and even bigger ticket shopping items, I really like to have a card of some sort with me.  I prefer that it be a prepaid card so that I limit the potential damage should someone get access to my card.  Visa prepaid cards can be used pretty much anywhere in the world, so I personally tend towards those.  One other nice security feature is that, with many Visa prepaid cards, you can also order a companion card.

In my case, I kept the companion card in the hotel room.  If someone were to steal my wallet with my primary card, I could simply cancel that card and then use the companion card as if nothing had happened.  This is a big deal when you are in a foreign country and need access to cash.  You just don’t have time to wait for another card to get to you by mail.

Check out how easy it is to load a Visa Prepaid card in this video!

What is in your wallet when you travel? Leave me a comment and let me know.
I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at http://www.VisaPrepaid.com or view more Visa Prepaid videos at http://www.youtube.com/visaprepaid.

Hidden Valley: Sandwich Spreads & Dips

I was excited to make a quick dinner for the family using the new Hidden Valley Sandwich Spreads and Dips recently! Hidden Valley Sandwich Spreads & Dips are available in four delicious flavors and with one-third the calories of mayonnaise and only 2 grams of fat per serving.

I am excited to announce that my Garlic Parmesan Baked Chicken recipe is featured over on Relish! The recipe only has three ingredients and is perfect for a quick weeknight meal for a family on the go. We did have leftovers from this meal and Beth said it reheated great at work so you might even make extras to have for lunches.

simply parm chicken 4-sb

I suggest serving the Garlic Parmesan Baked Chicken with a tossed salad for a healthy dinner that the whole family will love.

How would you use the new Hidden Valley Sandwich Spreads in your next meal? Would $1,000 help? Enter the Create Craveable Sandwiches Sweepstakes for your chance to win.

Thank you to Hidden Valley™ Sandwich Spreads & Dips for being a sponsor. I was selected for this opportunity as a member of Clever Girls Collective. All opinions expressed here are my own.

Becoming Financial Partners

I have a degree in Finance.  I think in terms of returns, present vs. future value of money, APR, etc.  I say that putting your money into a fund that pays 7% APR is much smarter than paying off your mortgage with a 3% APR.  Your money is 4% ahead by saving it!  That makes great financial sense, right?  It took me while, however, to see the real savings of shopping with a store rewards program.

Beth has a degree in Engineering.  She sees the world in terms of outlines, flow charts, and efficiency.  She keeps an impeccably organized coupon book, shops solely from lists, and saves pennies wherever she can.  One look at her 401(k) statement, though, and she was totally lost!

The great thing about our financial relationship.  We both bring so much to the table and we teach each about various approaches.  We do not always agree with one another, but we surely open up the conversation, leading us to take a balanced approach to our financial lives.

According to a recent post on Time.com, women have traditionally learned how to stretch a dollar, but have largely been excluded from partaking in financial planning.  With more than a third of American women now serving as the primary breadwinner for the family, it is high time for women to get involved in the conversation.  I have seen the effects when women just stick their heads in the sand.  My grandmother had that issue several years ago when my grandfather got very ill.  If both had been involved in making those financial decisions, she would have seen the slide and would have been able to step in before it got too bad.

Now ladies, this doesn’t mean that you now get to be in charge of all of the financial decisions.  What happens when you get sick and your husband has to take over.  Marriage is a partnership.  Both of you have to live with the decisions that you make, so both of you should be involved in making them.  So what happens if neither of you are educated in finance or have learned to stretch a dollar?  Just like with any difficulties in life, when things get tough, ask for help!  You can always ask your parents (that really makes them feel needed) or you could seek out a financial professional like the men and women over at Genworth Financial.

Did you know that financial stress is one of the top causes of divorce in this country?  How is your financial relationship with your spouse?  Are you financial partners?  Do you seek help when it gets to be too much?  Leave us a comment and let us know how you cope.

NOTE: Genworth Financial backed and provided information for this post.  All thoughts and opinions are my own.

The Cost of Having Kids

Deciding to start a family is obviously a huge commitment in lots of different ways. It means becoming responsible for a life beyond your own in way you may never have experienced before having children. But aside from the clear emotional and lifestyle commitments that it entails, it’s also one of the most financially straining things that you can do. Every year the cost of raising children increases, and the most recent figures from the Guardian newspaper (January 2013) show that bringing up a child to the age of 21 now costs on average £222,000. A pretty hefty sum!

The associated costs include increased budgets for food, clothes (including school uniforms), education costs, buying or renting a home with additional rooms, family holidays and day trips and all the other bits that keep a family ticking over. On top of those essential costs, having kids prompts many new parents to consider additional security for their family through life insurance and other precautions. Compare the Market is a top site for finding life insurance policies – it’s an extra expense, but one that ensures that parents’ next of kin are financially secure.

On top of all these costs, becoming a parent often meaning saving more than ever before. Not only are potential rainy days a much greater threat, but parents have to think about whether they’ll end up helping to finance the ever increasing cost of higher education. Additionally, in two parent households one of the parents may not be working for the early years of the child’s life which means your family may be living on a reduced income.

According to the study mentioned above, one of the big financial strains on parents at the moment is the cost of technology – parents are buying their kids mobile phones, laptops and tablets and many report feeling a pressure to stay on top of the latest developments in this area. The study also reports that most parents cut back by buying cheaper food and using more vouchers and discount services. That some parents would cut back on the quality of food before the cost of the latest gadgets may well be telling of the social pressure to keep up with what’s hot in culture and technology.

Indeed, this may partially explain the continuing rise in the cost of having children – greater visibility around what is fashionable and how your lifestyle should appear to others, even the lifestyle of a whole family unit, can significantly increase the pressure to spend money on non-essential items like technology.

For sure, starting a family is becoming more of a challenge in many ways and it involves a lot of responsibilities to juggle. But people are still choosing to have children, and many women are waiting until later in life to have them. This suggests that despite the financial and other strains of having a family, better healthcare and more options around family planning are counterbalancing the increased costs of raising children.

Easter with Great Value, Part 2

Wondering what to do with your leftover Easter ham?  Our kids will tell you that one great way to use it up is to make some yummy Ham and Cheese Pockets using Great Value brand crescent rolls from Walmart.  Check out how much they loved them when we whipped up a batch for them!

Ham and Cheese Pockets

 

If you have kids, maybe you are wondering what to do to keep them busy while you are getting Easter dinner all ready.  We like to put ours to work!  The work has to be a little fun for them, though.  While I’m getting dinner together, Beth can take the kids aside and let them help make dessert!  She made a great big Easter Bunny cookie cake that needed decorating.  See how much fun they had making a mouth, ears, bowtie, and whiskers?  How much fun would your kids have doing this?  Look out for Matthew…he’s getting caught trying to sneak a piece.  After dinner, Bubba, after dinner.

Easter Bunny Party

 

As much fun as they had decorating, that cannot compare to the sheer joy of eating cookie covered in frosting and candy!  That poor bunny just never had a chance!  Thankfully, we did this on bath night, because all three of them just had frosting everywhere!

Easter Bunny Snack

 

 How do you use your Easter leftovers?  Do you put your kids to work on Easter?  How do you keep them occupied while you fix dinner?  Leave us a comment and keep the conversation going!